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Accept by Phone ™ - Merchant Account Details

Normally, credit card processing can be very expensive.

In fact, most merchant services will have statement fees, annual fees, terminal leases (usually 36 months, non-cancellable), transaction fees, monthly minimums (minimum charges, that is) and steep cancellation fees.

You can clearly see how this quickly adds up...

A traditional merchant account might be suitable for high-volume retail vendors - but for a service business - or a solo professional like an attorney - to accept credit cards "traditionally", a normal merchant account is simply not cost-effective.

Accept-by-Phone is able to bypass the majority of these fees due to the way that it is designed to work. See specific details below:
No Monthly Fee!

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The chart below compares Accept By Phone to Traditional Merchant Accounts

Traditional Credit
Card Processing
Accept by Phone
Monthly Statement
$10.00 per month
Monthly Minimum
$25.00 per month
Terminal/Equipment Lease
$29.99 per month
Cancellation Fee
$0.00 - $250.00
Transaction Fee
$0.25 avg.
Annual Fee
$45.00 - $95.00 per year
Application Fee
$50.00 - $150.00
PCI Compliance Fee
** Varies from approximately $60 to $150 annually
Monthly Fee
$5.95 - $15.00 per month
One Time Set up Fee
$0.00 - $150.00

Accept by Phone payments have a 2.69% discount rate for swiped sales and a rate of 3.49% + $0.19 cents per transaction for Card Not Present sales.

Start Accepting Credit Cards Today >>


Accept-By-Phone Account Specifics:

  • No Fees Charged Unless Approved - Then you are able to accept credit cards at a cheap rate without being tied down to one place. Whether you prefer cell phone credit card processing, or any touch tone telephone, Accept by phone credit card processing service is a perfect solution to your credit card processing service needs.
  • NO Contracts - Sign up with no obligations to continue - and there's no cancellation fee should you decide to cancel.
  • NO Monthly Minimums - There is no minimum account activity required
  • Automatic Deposits - All funds will be transferred directly into your bank account within 24 - 72 hours (excluding weekends & holidays).

Accept-By-Phone is Perfect For...

  • Professionals such as Attorneys and Veterinarians
  • Service Businesses such as Moving Companies, Landscaping, etc.
  • Part-time and Seasonal Business Owners

Click to see examples of small businesses that already benefit from Accept-by-Phone

"Accept by Phone is one of those ideas that works just like it sounds. You can process payments from a client quickly by dialing a toll-free number, entering your client's credit card number through an automated system, and then authorizing and processing the payment, all in a few seconds...

Dennis Kennedy


"Accept by phone was an excellent way for our new business to begin accepting credit cards, without the need for complicated contracts and expensive equipment..."

Eric M. Jukes
Capital Region Limousine

Account Details
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Tutorial / Demo
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Find out More about how Accept-By-Phone works in the Tutorial Section

Contact us Here, or call 1-877-529-1390

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Just Added: Merchants can now view an up-to-date statement of their Accept by Phone transactions by logging into a secure, online merchant control panel once their merchant account has been set up. Click for more account details...

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