Credit Card Processing Details

Accept by Phone™ - Merchant Account Details
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Normally, credit card processing can be very expensive.

In fact, most merchant services will have statement fees, annual fees, terminal leases (usually 36 months, non-cancellable), transaction fees, monthly minimums (minimum charges, that is) and steep cancellation fees.

You can clearly see how this quickly adds up...

A traditional merchant account might be suitable for high-volume retail vendors - but for a service business - or a solo professional like an attorney - to accept credit cards "traditionally", a normal merchant account is simply not cost-effective.

Accept-by-Phone is able to bypass the majority of these fees due to the way that it is designed to work. See specific details below:

The chart below compares Accept By Phone to Traditional Merchant Accounts
Description	Traditional Credit Card Processing		Accept by Phone
Monthly Statement	$10.00 per month	$0.00
Monthly Minimum	$25.00 per month	$0.00
Terminal/Equipment Lease	$29.99 per month	$0.00
Cancellation Fee	$0.00 - $250.00	$0.00
Transaction Fee	$0.25 avg.	$0.00*
Annual Fee	$45.00 - $95.00 per year	$0.00
Application Fee	$50.00 - $150.00	$0.00
PCI Compliance Fee	** Varies from approximately $60 to $150 annually	$45.00 annually
Supplies & Program Fee	$5.95 - $15.00 per month	$5.00 per month
One Time Set up Fee	$0.00 - $150.00	Only $49.00, One Time

Accept by Phone payments have a 3.95% discount rate. For example, it would cost $1.98 to accept a $50.00 payment.

* There is no transaction fee charged to you on Mastercard and Visa transactions -- just a flat 3.95% discount rate. Am/Ex and Discover have transaction fees.

** This PCI Compliance fee varies among providers.

See the complete Terms and Conditions in this PDF document: ABP Terms & Conditions
Please note: Sections 8, 12, 16, 25 and 29 do not apply for Dial Pay merchants. With regard to section 28, the merchant is under a month to month contract.

Start Accepting Credit Cards Today >>

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Accept-By-Phone Account Specifics:

No Fees Charged Unless Approved - Then you are able to accept credit cards at a cheap rate without being tied down to one place. Whether you prefer cell phone credit card processing, or any touch tone telephone, Accept by phone credit card processing service is a perfect solution to your credit card processing service needs.

NO Contracts - Sign up with no obligations to continue - and there's no cancellation fee should you decide to cancel.

NO Monthly Minimums - There is no minimum account activity required

Automatic Deposits - All funds will be transferred directly into your bank account within 24 - 72 hours (excluding weekends & holidays).

Accept-By-Phone is Perfect For...

Professionals such as Attorneys and Veterinarians
Service Businesses such as Moving Companies, Landscaping, etc.
Part-time and Seasonal Business Owners

Click to see examples of small businesses that already benefit from Accept-by-Phone

Just Added: Merchants can now view an up-to-date statement of their Accept by Phone transactions by logging into a secure, online merchant control panel once their merchant account has been set up.

Sign Up Risk-Free. Boost your Business by Accepting Credit Cards!

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Find out More about how Accept-By-Phone works in the Tutorial Section

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